Compliance Document
Privacy Policy
How WLTHPLUS collects, stores, uses, shares, and protects personal data.
1. Privacy Commitment
Wlthplus Service Private Limited (ARN-182987), AMFI Registered Mutual Fund Distributor, is committed to maintaining the privacy, confidentiality, and security of personal information collected from investors, employees, and website visitors.
This Privacy Policy explains how we collect, use, store, share, and protect personal data in accordance with the Digital Personal Data Protection Act, 2023 (DPDPA), Information Technology Act 2000, SEBI Master Circulars for Mutual Funds, and AMFI Data Sharing Principles prescribed under the AMFI Master Circular for MFDs dated 14-January-2026.
2. Scope & Applicability
This policy applies to all individuals interacting with Wlthplus Service Private Limited through our website https://wlthplus.com, during client onboarding, KYC verification, risk profiling, and mutual fund transaction processing.
By engaging with Wlthplus Service Private Limited or accessing our website, you consent to the collection and use of your personal information as described in this policy.
3. Information We Collect
Personal Details
Name, address, date of birth, PAN, Aadhaar (for KYC), contact details (mobile number, email ID), bank account information, nomination details, and investment preferences.
Financial Details
Annual income range, net worth, existing investments, risk profile assessment responses, investment horizon, goals, and transaction history.
KYC Documents
PAN card copy, Aadhaar copy, address proof, photograph, bank statement or cancelled cheque, FATCA/CRS self-declaration, and UBO details (for non-individual investors).
Technical Data
IP address, browser type, device information, operating system, and cookies when you visit our website.
We do not collect unnecessary personal data such as religion, caste, political affiliation, or any data not required for mutual fund distribution services and regulatory compliance.
4. Purpose of Data Collection
Your data is used strictly for processing mutual fund transactions, completing KYC and meeting SEBI/AMFI/PMLA regulatory obligations, conducting risk profiling and suitability assessment, sending transaction confirmations, account statements, and service communications, and responding to queries and complaints.
We do not use your data for any purpose other than what is stated above.
5. Data Sharing Rules
We share your data only with AMCs and RTAs (for processing transactions), SEBI and AMFI (upon regulatory request), auditors (during compliance audits), and KRAs (CAMS KRA, CVL KRA, NDML KRA, CKYC for KYC verification). We do not sell, rent, lease, or share your personal or financial data with any marketing agency or unrelated third party under any circumstances.
6. Data Storage & Security Measures
- Data is stored on secure, encrypted systems with two-factor authentication (2FA)
- Role-based access controls are implemented
- Physical documents are stored securely at the registered office
- Employees sign confidentiality agreements
- Strong password policies and regular security audits are enforced
7. Data Retention & Disposal
Client records are retained as per SEBI, AMFI, PMLA, and Income Tax regulations. After the required retention period, physical records are securely shredded and digital data is permanently deleted. All disposals are documented and require approval.
8. Your Rights Under DPDPA 2023
You have the right to access your personal data, request correction of inaccurate data, request deletion (subject to regulatory requirements), withdraw consent, and file a complaint with the Data Protection Board of India.
To exercise these rights, contact: info@wlthplus.com
9. Cookies
Our website uses cookies to enhance user experience and analyze traffic. You can disable cookies through browser settings, but some features may not function properly.
10. Third-Party Links
Our website may contain links to external websites (AMC, SEBI, AMFI, etc.). Wlthplus Service Private Limited is not responsible for their privacy practices or content.
11. Changes to This Policy
We may update this Privacy Policy periodically. The latest version will always be available on our website. Users are encouraged to review it regularly.